CAR Readiness Check and Fee Tools

Is your business ready to operate as our CAR?

Ten questions, about three minutes. We only host wholesale programmes that fit our authorisations and our supervision standard. Some answers will tell you we are not the right host, and why.

01Who will invest in your fund or lending programme?

Wholesale clients only (sophisticated, professional or accountant-certified investors)Mostly wholesale, but we may accept some retail investorsRetail investorsNot sure yet

02What will the fund or programme do?

Property development (equity or development finance)Secured business-purpose lending (e.g. first mortgage, commercial or construction loans)Another mandateDigital assets, crypto, CFDs or foreign exchangeLending to individuals for personal, domestic or household purposes (regulated consumer credit)

03What is the principals’ track record in this strategy?

Five years or more, with completed projects or repaid loans we can documentTwo to five years, with a documented track recordLess than two years, or track record not documented

04What is your pipeline for the next 12 months?

Identified projects, SPVs or loans with terms in negotiationIdentified opportunities, not yet in negotiationNo specific pipeline yet

05Will you obtain independent valuations of security property and fund assets?

Yes, from independent valuers at a frequency set in a written policyYes, but we do not yet have a written valuation policyWe prefer to rely on internal or directors’ valuations only

06Will you disclose to investors all fees paid by borrowers and how much the manager retains?

Yes, all fees and the share retainedYes, but we need help designing the disclosureNo, we do not intend to disclose borrower-paid fees

07Do the principals, or any related party, provide services to or borrow from the fund?

NoYes, and we will record and disclose them under a related-party and conflicts policyYes, and we would prefer not to disclose them to investors

08Will you adopt Stone Leaf Capital’s compliance policies and reporting?

YesYes, with some adjustments to be discussedNo, we want to use our own policies without licensee review

09Has any principal, director or proposed responsible manager been subject to a banning order, licence cancellation or suspension, enforceable undertaking, civil penalty, relevant criminal conviction or personal insolvency?

NoYesPrefer to discuss

10Do you have the documents and people to start onboarding?

Yes: a responsible manager who meets RG 105, CVs and a draft term sheet or strategySome of these, not allNot yet

Your result

0 of 10 answered

Answer every question to see your result. A result appears straight away if an answer puts the programme outside what we host.

This check gives general information only. It is not legal or financial advice and is not an offer of appointment. Any appointment depends on our due diligence, a written proposal and an executed CAR Deed.

Wholesale clients only. Stone Leaf Capital Securities Limited ACN 667 580 734 holds AFSL 549617. General information only; it does not take account of your objectives or circumstances.

Estimate your fees

Our standard schedule, applied to your programme. Figures exclude GST. A written proposal confirms the fees for your mandate. The schedule is on Fees.

Programme type

Funds or seriesEach attracts registry and administration.Years shown

We draft the first Information Memorandum (first draft and two revisions)We provide registry and fund administrationApply the annual adjustment of 3.5% after the first 12 months

Estimated fees

$171,000

Year 1 estimate, excluding GST. Year 2 recurring $130,410.

See your full result

NameEmailPhone (optional)Company (optional)

Privacy collection notice: we collect your name and email, and your phone and company if you give them, to show your full result and to respond to you. Your answers and details go to Stone Leaf Capital Securities Limited only and are not shared with third parties without your consent. See our Privacy policy.

Trustee $5,000 and CAR $3,500 a month cover the whole programme, whatever the number of SPVs or trusts. Disbursements pass through at cost. Investor AML/KYC, tax and AMIT compliance, audit and capital raising are not included. Work outside scope is $550 an hour.

Estimate based on SLC’s published schedule. It is not a quote; a written proposal confirms the fees for your mandate.

Wholesale clients only. Stone Leaf Capital Securities Limited ACN 667 580 734 holds AFSL 549617. General information only; it does not take account of your objectives or circumstances.

CAR with us, or your own licence?

Compare the licensing cost only. The own-licence lines start at published ranges; replace them with your own quotes. Lines with no published figure start at zero.

Years compared

Your own AFSL

ASIC application fee · Hamilton Locke · one-off

LowHigh

Licence application and set-up · FundBase estimate · one-off

LowHigh

Ongoing compliance (per year) · FundBase estimate

LowHigh

External responsible manager (per year) · FundBase estimate

LowHigh

AFSL audit (per year) · Enter your quote

LowHigh

PI insurance (per year) · Enter your quote

LowHigh

ASIC industry levy and other levies (per year) · Enter your estimate

LowHigh

Licensing cost over 3 years

CAR with Stone Leaf Capital$126,000

Own AFSL, low$231,233

Own AFSL, high$496,305

See your full result

NameEmailPhone (optional)Company (optional)

CAR side: our $3,500 monthly CAR fee only. Trustee, administration and establishment fees apply under either route and are excluded from both sides.

Sources: ASIC application fee range, Hamilton Locke, “Licensing essentials” (2025). Establishment, compliance and responsible manager ranges are FundBase Group’s own published estimates (provider marketing). Timing: ASIC decided 66% of licence applications within 150 days in FY26 (Finance Magnates, 19 Oct 2026). Our onboarding typically takes four to six weeks from mandate, depending on document delivery and execution.

Estimate only. Wholesale clients only. Stone Leaf Capital Securities Limited ACN 667 580 734 holds AFSL 549617. General information only; it does not take account of your objectives or circumstances.

Is your business ready for a CAR appointment?

Is your business ready to operate as our CAR?

Estimate your fees

CAR with us, or your own licence?